Concept preview — Waitlist open

The debit card that locks itself.

Your money shouldn't be available to every merchant, every minute of the day. Wentworth Card unlocks when you need it, then locks itself automatically.

Locked by default
30s unlock windows
Wentworth Card — matte black debit card with a glowing lock icon
Card status: Locked
The problem

Every debit card is always open.

Surprise charges, forgotten trials, delayed authorizations, and fraud all depend on the same broken assumption — that your card should be available to anyone, at any time.

×Surprise subscriptions×Delayed authorizations×Old merchants you forgot×Free trials that renew×Card-not-present fraud×That one gym you canceled
The Wentworth model

Locked by default.
Open on your terms.

Wentworth Card is inactive until you say otherwise. Tap to unlock for 30 seconds, make your purchase, and the card locks itself automatically. No merchants can charge you while it's closed — not the ones you forgot, and definitely not the ones you never approved.

Tap once. Unlock for 30 seconds.
Spend anywhere — in person or online.
Auto-locks the moment you're done.
Peace of mind, on by default.
9:41Wentworth
Locked
Card is protected
Tap the lock to open for 30 seconds
Wentworth Debit
•••• 4429
LOCKED
Features

Every layer of the card works for you, not for merchants.

Auto-lock after every transaction

The card returns to a locked state the instant a charge clears. No 'oh no, I forgot to lock it' moments.

Tap to unlock

Face ID or fingerprint opens a 30-second window. Purchase, done, closed.

Trusted merchants

Whitelist your grocery store, landlord, and utilities. They never need an unlock.

Subscription shield

Every recurring charge asks permission — first time, and any time the price changes.

Low balance warnings

Before you unlock, Wentworth flags if this purchase would put you underwater.

AI money copilot

"You've already spent $312 on takeout this week. Unlock anyway?" Honest, not preachy.

Temporary unlock windows

Grant 5 minutes for a checkout flow, an hour for a night out. Then it snaps shut.

Merchant memory

Wentworth remembers who charged you last month — and asks before letting them do it again.

How it works

Four steps. Then it forgets.

01

Card starts locked

Default state. Nothing charges. No one gets through.

02

Tap to unlock

One tap. Face ID confirms. A 30-second window opens.

03

Make purchase

Tap, swipe, insert, or paste. Works everywhere Visa does.

04

Auto-locks again

The moment your charge clears, the shield snaps back on.

9:41Lock screen
10:24
Thursday, June 12
WENTWORTH
now
Charge attempt blocked
LinkedIn wants to charge $43.00. Your card is locked. Tap to unlock for 30 seconds.
COPILOT
2m
You've spent $312 on takeout this week. Still want to unlock for DoorDash?
SUBSCRIPTION SHIELD
1h
Blocked: Old gym trying to renew for $29.99. Approve or block forever?
The moment it saves you

A charge tries. Wentworth asks first.

When a merchant attempts a charge and your card is locked, Wentworth pings you with the details. You approve — or you don't. The default is protection.

Real notification

"LinkedIn wants to charge $43.00. Your card is locked. Tap to unlock for 30 seconds."

Security & control

Not a budgeting app.
A closed door with a key you control.

Wentworth is fraud prevention, cash-flow discipline, and quiet peace of mind — not another dashboard telling you to skip coffee. The card is closed. You decide when it opens.

0
Charges when locked
30s
Default unlock window
1 tap
To open, to close, to know
Waitlist

Take back control of your card.

Early access opens in waves. Join now — no charge, no card details, just a spot in line.